Ok I have an update now but first a HUGE thanks goes out to miketracy for shipping me out a td04 and it getting to me in 2 days so I can get back on the road. MUCH APPRECIATED.
I believe my theory was proved, the td05 was starved of oil. In the picture you will see 2 banjo bolts. the one on the left is the banjo Mike sent with the td04 and the banjo on the right is the banjo i previously had. Notice the size of the hole on the side. the bolt on the left is large and is on BOTH sides of the bolt. The hole on the right bolt is tiny and there is only ONE hole. Those bolts are for the oil line ON THE HEAD. Now the banjo that bolts to the turbo, it's a small hole like the bolt on the right in the picture. My thoughts are because of 2 tiny holes on each bolt, the turbo was starved of oil. It's just a thought but i feel like this is a correct assumption as to why the td05 failed. Maybe i'm wrong. here's the pic.
Once again I owe Mike big time for helping me out. Cant stress how much this has gotten me out of a crunch. Thanks man, You're genuinely a Great Guy.